InSchekr Service 
Smarter insurance decisions made simple — from VIN to value, premium to policy.
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Policy Comparison — InSchekr
Compare insurance options across Nigeria.
Compare Policies
💡 Most users choose Third-Party Fire & Theft for a balance between cost and coverage.
| Feature | Third-Party | Third-Party Fire & Theft | Comprehensive |
|---|---|---|---|
| Required by Law (Nigeria) | ✔️ | ✔️ | ✔️ |
| Third-party property damage | ✔️ | ✔️ | ✔️ |
| Third-party bodily injury | ✔️ | ✔️ | ✔️ |
| Fire (your vehicle) | — | ✔️ | ✔️ |
| Theft (your vehicle) | — | ✔️ | ✔️ |
| Accidental damage (your vehicle) | — | — | ✔️ |
| Windscreen | — | Optional | Optional/Included |
| Personal effects | — | — | Optional/Included |
| Towing & recovery | — | Optional | Included |
| Excess (out-of-pocket) | Low | Medium | Varies |
- Third-party insurance is mandatory in Nigeria.
- Comprehensive gives full protection including your own vehicle.
How It Works
Three quick steps to choose confidently:
Select a Class
Choose insurance type from dropdown.
Compare Options
Review coverage levels easily.
Proceed
Estimate premium and purchase.
This made it easy to understand what I’m getting for each plan.
Chika N. Lagos
